Summary

The Rhode Island Fertility Insurance Law provides coverage for:

• Diagnosis and treatment of infertility for women between the ages of 25-42
• Fertility preservation

Legal Definition of Infertility

“Infertility” means the condition of an otherwise healthy individual who is unable to conceive or sustain a pregnancy during a period of one year.

Limits

The health insurance contract may limit coverage to a lifetime cap of $100,000.

Exemptions

Employers who self-insured are exempt from the Rhode Island insurance mandate requirements.

For more information about the Rhode Island Insurance Mandate, please consult RI Gen. Laws sections 27-18-30, 27-19-23, 27-20-20 and 27-41-33.