2024 Rhode Island Advocacy Efforts

Active Family Building Legislation


An Act Relating to Insurance (H.7877)

This bill would require private insurance to provide coverage for the expense of testing and treating infertility, including preimplantation genetic testing (PGT), in conjunction with in vitro fertilization.

Get Involved

Please contact your own Rhode Island state legislators on behalf of any or all of these bills. It’s as easy as 1-2-3:


1. Find Your RI State Legislators and find their contact information at: https://vote.sos.ri.gov/Home/PollingPlaces?ActiveFlag=3

2. Email your State Representative and State Senator to let them know why you care about access to fertility care and ask them to support H.7877.

Current Rhode Island Fertility Insurance Law

Rhode Island has a Fertility Insurance Law. It passed in 1989 and has been amended several times.


The Rhode Island Fertility Insurance Law provides coverage for:

  • Diagnosis and treatment of infertility for women between the ages of 25-42
  • Fertility preservation


Legal Definition of Infertility

“Infertility” means the condition of an otherwise healthy individual who is unable to conceive or sustain a pregnancy during a period of one year.


The health insurance contract may limit coverage to a lifetime cap of $100,000.


Employers who self-insured are exempt from the Rhode Island insurance mandate requirements.

For more information about the Rhode Island Insurance Mandate, please consult RI Gen. Laws sections 27-18-3027-19-2327-20-20 and 27-41-33.